... is Two Pennies Earned (after taxes).
Mike and I just finished reading and discussing the principles taught in Dave Ramsey's book: The Total Money Makeover. Granted, the guys sounds like he's selling an MLM for the first 100 pages, once you get past that, he brings up some good points and ideas. My favorite is: instead of having a vague budget with numbers averaged out for the entire year, create a custom budget before each month instead. So, that's what Mike and I are trying. We looked at how much we want to save and our expenses unique to this month (such as my Birthday!) and then see how much we have left over. It's already the 9th of the month and we are still sticking to it...
Thanks Mum and Dad for sitting all of us down and motivating us to do better!
It gets easier. Especially when you realize that you wasted some money and have no idea where it went.
ReplyDeleteThat is crazy! Nick and I just started to read the same book yesterday! Great minds obviously think alike! Still on for Saturday?
ReplyDeleteI've wanted to read that book, but never got around to buying it. 9th of the month and still sticking to it is great. Good luck!
ReplyDeleteI love Dave Ramsey! We listen to his radio show. We should read the book too. Good luck!
ReplyDeleteI think I'm going to get the book. Economy is tough and we need a little help - is it working for you guys?
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